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Open a
business account
in minutes

Powerful and simple.
E20. gives business owners their time back.

Download now
E20. Application

For businesses of all shapes and sizes

Now E20. business bank account is accessible to DED

Dubai Economy Logo
  • Sole Proprietorship
  • One Person Company (LLC)
  • Civil Company
  • Limited Liability Company
  • Simple Limited Partnership
  • Partnership Company
  • SME License
  • The Department of Economic Development (DED) (Dubai) Trader
  • Instant License
  • Intelaq (Home-based
    business for UAE nationals)



Get your account number in minutes and start sending local payments within 3-5 days.


E20. is part of Emirates NBD, a leading banking group in the region, which also launched Liv., the UAE’s first digital bank. Today, E20. provides a differentiated digital banking experience for SMEs.

It’s economical

We offer you a business account at an affordable rate and subscription fee, with low minimum balance required.

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Powerful features

We have a range of purposely designed financial tools to help you start and grow your business, wherever you go.

Apply Anywhere

Open your E20. account anywhere in the UAE straight from your smartphone.

Bank 100% Digitally

Manage your business finances anywhere with the E20. mobile app.

Pay Vendors And Contractors

Send payments directly to your payee’s bank.

Visa Card

Your E20. account comes with a debit card, which provides easy access to your money.

Free Business Visa Debit Card

Spend on your card with a daily limit of AED 250,000 on purchases and AED 100,000 on cash withdrawal.

Instant Card Management

Freeze or Unfreeze your card, in seconds, via the E20. Mobile app.

Spend Conveniently With The E20. Debit Card

Tag and track your business purchases.

E20. Visa Debit Card

Plus, everything else you may need

Expense management

Setup or edit standing orders and one-off payments easily.

Instant invoicing

Create and pay invoices easily – anytime, anywhere.

Cash deposits

Cash deposits to Emirates NBD and Emirates Islamic CDMs.

Call center

Get customer support from 9:00 AM to 5:00 PM seven days a week. Speak to an E20. service ambassador on the phone. Call 600-503320.

Cheque deposits

Cheque deposits to Emirates NBD and Emirates Islamic CDMs.

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Simple pricing plans

*The first 12 months no minimum monthly average fees for Start package
*You will be charged a monthly Fee of AED 78.75 if your average account balance falls below AED 10,000 from the thirteenth month onwards.

Getting started is easy

No queuing, appointment or paperwork required. Download the E20. app and setup your account within minutes.

  1. Download the app

    On the App Store or Google Play

  2. Scan your Original Passport, UAE ID and take a selfie

    To securely verify who you are

  3. Open an account in minutes

    Sometimes, we may ask you for more information. Once your account is open, we’ll get your card and chequebook delivered to you in a few days.

Remember to have these Handy
  • Your original passport
  • Your original emirates ID
  • Your trade license number
  • A copy of your written signature
  • Be ready to take a selfie
If you are an LLC business, you'll need
  • The memorandum of association (MOA), OR
  • Your board resolution
  • Your partners' passport copy and Emirates ID copies
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Joining E20.
What is E20.?

E20. is a standalone digital business bank specially designed for entrepreneurs and SME businesses. E20. helps customers experience streamlined, modern finance by easily opening a bank account in minutes, generating invoices, tracking receivables, and more, all through a mobile app.

How is E20. different from a traditional bank?

E20. is a fully digital business bank that makes banking quick, easy, affordable and paperless. Unlike traditional banks, it does not have any branches or ATMs.

How can I get in touch with E20.?

When you need us, wherever you need us, we’re there. The best way to contact us is by calling 600-503320 or sending us an email on

Account Opening Process
How do I open an E20. account?

It's really easy! Just download the E20. app, sign up in a few minutes and you're done.

Can I open an account if I have an E-Trader Licence?

Yes, an E-Trader/The Department of Economic Development (DED) (Dubai) Trader licence is eligible to open an E20. account.

Do I have to be a UAE resident to open an account?

Yes, you currently need to be a resident in the UAE to open an E20. account.

How do I activate my card?

Once you receive your card, you will be able to activate it through the E20. app.

How do I transfer money?

It’s simple! Just create a beneficiary and make a direct transfer or add their invoice into the app and pay the expense once it's due.

How do I make a payment on the app?

It’s simple! Just create a beneficiary and make a direct transfer or add their invoice into the app and pay the expense once it's due.